Commerce Bank

SMALL BUSINESS 
FREE CHECKING PRODUCT

Now saving time and money has never been easier for small business owners. To help make the process of managing business finances easier and more convenient for its small business customers, Commerce Bank has unveiled its Small Business Free Checking product. This special offer includes a suite of business banking services such as free online account access, free electronic transactions with no limit, no monthly fee and much more.

"Commerce Bank understands that running a small business can be time-consuming and costly," said Kevin Barth, President, Commerce Bank, Kansas City. "That's why we have introduced our new Small Business Free Checking product to offer a comprehensive mix of business solutions to help our customers get more convenience for less money. This total banking product is tailored to meet our customers needs today and as their business grows."

By signing up for the Small Business Free Checking product, Commerce customers can enjoy the features they need to manage their company's finances. Some benefits clients can take advantage of include:

• No monthly fee
• Convenience and financial flexibility with no minimum balance requirement
• Free Commerce Bank Visa^® Debit Card for convenient purchasing and 24 hour access to funds
• Free online account access
• A total of 50 free paper transactions per month. (Electronic transactions are unlimited and do not count toward the total number of paper transactions).

Recent trends show that more and more small businesses are headed toward electronic payments. In fact, research conducted by Commerce shows that 85 percent of the bank's existing business customers do less than 50 paper transactions per month. Commerce understands that small businesses are still inclined to use a variety of payment options and that is why the account includes 50 free paper transactions and unlimited electronic payment methods to help owners manage their business more effectively.

"With small business banking up from recent years, the Small Business Free Checking product is the type of offer that most of our small business customers can use to streamline their banking process," said Barth. "It is a very small business-friendly offer since it provides most of the primary banking services in one account. And, by including a number of free services, we believe it will meet the financial needs of our small-business customers."